Montgomery, NJ — February 19, 2025, Charles Horn was killed and another person was injured in a truck accident at about 10 a.m. on U.S. Route 206.

Authorities said a northbound 2017 Subaru rear-ended a 2019 International delivery truck near the Nassau Tennis Club.

The driver of the Subaru, 64-year-old Charles G. Horn, died after being extricated from his vehicle and transported to a local hospital, according to authorities.

The delivery truck driver, a 44-year-old man from Burlington, suffered non-life-threatening injuries in the crash, authorities said.

Authorities have not released any additional information about the Somerset County crash at this time. The accident remains under investigation.

Commentary by Attorney Michael Grossman

Crashes where a passenger vehicle rear-ends a delivery truck often lead people to assume the smaller vehicle’s driver was at fault. While that may turn out to be true here, a proper investigation should go beyond the surface and ask a crucial question: Why did the Subaru crash into the back of the truck?

One of the first things investigators need to determine is whether the delivery truck was moving or stopped at the time of the crash. If the truck had come to a stop — either suddenly or due to traffic — was it clearly visible? Did it have working brake lights? Large commercial vehicles can be difficult to see in certain lighting conditions, and if the truck lacked proper markings or reflectors, that could have played a role in the collision.

Environmental conditions should also be considered. Was the road wet, icy or affected by sun glare? Was there heavy traffic that may have caused an unexpected slowdown? Sometimes, crashes like this are the result of a combination of factors rather than a single mistake.

At this stage, there isn’t enough public information to determine exactly what went wrong. But if authorities only focus on the fact that a car rear-ended a truck without considering visibility, stopping distance and driver behavior, they could miss key details that might help prevent future crashes. A full investigation should take all contributing factors into account to ensure the complete story is told.