Loveland, CO — October 21, 2025, one person was killed due to a single-vehicle truck accident at approximately 2:00 p.m. along Interstate Highway 25.

According to authorities, one person was traveling in a northbound 18-wheeler hauling a flatbed trailer on I-25 in the vicinity north of S.H. 34 when the accident took place.

Officials indicate that, for as yet unknown reasons, the truck veered off the right side of the roadway, colliding with a guardrail before overturning. The driver reportedly sustained fatal injuries over the course of the accident and was declared deceased at the scene. Additional details pertaining to this incident—including the identity of the victim—are not available at this point in time. The investigation is currently ongoing.

Commentary by Attorney Michael Grossman

When a flatbed truck veers off the highway, strikes a guardrail, and overturns—killing the driver—the immediate concern is why the vehicle left the road in the first place. A single-vehicle crash like this doesn’t happen without cause, and determining that cause is critical—not only to understanding the crash but to identifying whether it could have been prevented.

Right now, officials haven’t released any explanation, but the key questions should already be under review: Was the driver fatigued, distracted, or dealing with a medical emergency? Did the truck experience a mechanical failure? Was there a load shift that destabilized the vehicle? These are common causes in cases I’ve worked, and they’re rarely apparent without evidence from the truck’s engine control module (ECM), dash cam footage, and a thorough inspection of the vehicle’s mechanical systems.

Because this was a flatbed, investigators should pay close attention to the cargo configuration. Flatbeds don’t offer the containment protection of enclosed trailers, so if a load shifts—due to poor securement, uneven weight distribution, or sudden braking—it can drastically alter the truck’s center of gravity and cause it to tip or pull off course. That kind of shift could easily explain how a truck might veer off the roadway without any other vehicles involved.

It’s also critical to examine the company’s role in preparing the truck and driver for the trip. Did the driver have sufficient rest under federal hours-of-service rules? Was the truck properly maintained? Was the load secured according to DOT standards? In past cases, I’ve seen fatal crashes traced back to preventable oversights like worn-out tires, loose straps, or unrealistic delivery schedules.

In a fatal single-vehicle rollover, it’s easy to blame the driver and move on. But the real story usually lies in the systems behind that driver—the policies, procedures, and preparation that either made the trip safe or set it up to fail.

Key Takeaways:

• The cause of the truck’s departure from the roadway remains unknown and requires ECM data and mechanical review.
• Load securement and balance are particularly important factors in flatbed operations and may have contributed to the rollover.
• Driver fatigue, distraction, or medical issues should be investigated through logs and onboard systems.
• Company oversight of vehicle maintenance, training, and cargo handling may carry legal significance.
• A proper investigation must look beyond the crash scene to uncover the decisions that led up to it.